Classic Car Insurance: Coverage For Automotive Classics

Posted by on May 27, 2012 | No Comments

If you have just spent an exorbitant amount of money on a classic car then you’re going to want to use an insurance company that understands the specific quirks, benefits and pitfalls that come with owning such a unique machine. Although it’s not unheard of for classic car owners to use conventional insurance companies, there are obvious benefits to using a specialized Classic Car Insurance firm, benefits which are outlined in detail below.

If you decide to insure your vintage motor with a specialized Classic Car Insurance company you will have direct access to a staff of car enthusiasts who probably know more about your car than you do. The extra service you will be offered is immediately palpable, with none of the automated phone systems or hidden charges and compulsory add-ons that typify bog-standard insurance firms. They will also offer discounts for members of classic car clubs and will offer discounts for cars with a limited mileage, because lets be honest, these are very much ‘weekend cars’ we’re talking about here, not everyday workhorses.

Firms also tend to have a direct relationship with a panel of underwriters who are specifically trained to deal with Classic Car Insurance and as such they should have access to a range of schemes that would not be readily available to a standard insurance firm. They are also by-and-large independently owned (insuring personal, one-to-one service) and can offer exclusive discounts to classic car club members.

Below please find a list of points which underline exactly why it is wise for classic car owners to at least consider using a specialist Classic Car Insurance firm.

Specialist key care schemes which will protect against damage, theft and loss. Full EU breakdown/recovery is also available, as well as a salvage option in the event of a write-off. The customers also enjoy a choice of repair worker should there be an accident. On specified ‘track days’, certain car clubs will enjoy unlimited cover, which is useful if you’re thinking about putting your foot down! In the event of an accident, call centres based in the UK will offer support, with real car enthusiasts on the other end. Limited mileage discounts are also available, with schemes that are only available to specialized companies.

Classic Car Insurance is an absolute necessity for all vintage motor owners, these are firms run by enthusiasts, for enthusiasts. So if you’re a classic car owner looking to renew your insurance package then why not look online for a free, no obligation quote? Because a unique car, deserves unique insurance.

Learn more about classic car insurance from Heritage Quote, one of the most experienced insurance companies in the UK.

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